Retirement Engines
Complement Monte Carlo with multiple income engines. Stress test your plan and measure N-1/N-2 redundancy.
Why Multiple Engines?
Traditional retirement planning relies on a single portfolio. We help you build diversified income streams with measurable redundancy.
Coverage Grid
Visualize how each income engine contributes to covering your minimum viable retirement floor. See gaps instantly.
Stress Studio
Apply real-world shocks—rate spikes, market crashes, employer failures—and watch your plan adapt in real-time.
N-1/N-2 Redundancy
Know if your floor is covered even if one or two engines fail. Engine redundancy means having backup plans.
Multiple Engine Types
Model diverse income sources and costs with purpose-built templates
Income Engines
Social Security
Benefits with COLA and haircut options
Contractual Income
Pensions, deferred comp, annuities
Earned Income
Part-time work, consulting, gig income
Portfolio Withdrawals
Traditional 4% rule and variations
RMD Withdrawals
Required minimum distributions
Home Equity
Reverse mortgage, HELOC, downsizing
Leveraged Carry
Preferred arbitrage, dividend capture
Business Distributions
LLC profits, partnership income
Geo-Arbitrage
Tax savings, cost of living reduction
Cost Engines
Healthcare Costs
Pre-Medicare and Medicare expenses
Debt & Liabilities
Mortgage, loans, fixed obligations